Tradesman & Contractors Insurance

Online Tradesman & Contractors Insurance quotes from
Peacock Insurance

GET AN INSTANT ONLINE QUOTE
All Quotes from leading Insurers
Find Quotes In Minutes
Reliable Service
Tradesman Insurance and Contractors Insurance Quotes online
TRADESMAN & CONTRACTORS INSURANCE EXPERTS
Why choose Peacock for your Tradesmen & Contractors Insurance?

Anyone involved within the construction industry must know the importance of being adequately insured for possible eventualities. There are four main elements to Tradesman’s / Contractors, insurance requirements

1. Public Liability Insurance

is cover for eventualities which include any third party who suffers loss, damage, injury or death due to your negligence whilst carrying out activities in connection with your business. It covers the costs of legal fees, expenses and subsequent damages awarded against you. Whilst Public Liability Insurance is not a legal requirement, it is absolutely essential, and some major Contractors / Public Utilities / Town and County Councils will not permit work to start without this insurance in place. Cover normally starts at £1,000,000 rising to £2,000,000 although it has been known that certain bodies will not take on a contract unless a minimum of £5,000,000 cover is in place.

2. Employers Liability Insurance

is much the same as Public Liability Insurance but differs in so far as firstly it is a legal requirement to have this insurance in place if you employ any staff. The Health and Safety Executive has the powers to close down your business permanently if Employers, Liability is not in place. It covers any claim for loss, damage, injury or death by an employee or their family if proven that you were negligent and could have prevented their loss. Cover is normally a standard £10,000,000 indemnity limit.

3. Contract Works Insurance also known as Contractor All Risks Insurance ‘CAR’

are roughly defined as any works carried out by you in the execution of a contract incorporating materials, plant, tools, equipment, temporary works, temporary buildings, or any other property on or adjacent to the site for the purposes of those works. Basically this insures the whole site for such eventualities as fire, lightning, explosion, weight of snow, escape of water from fixed tanks etc. Cover may vary from insurer to insurer so please feel free to contact one of our advisers who will be happy to tell you just what is covered.

4. Tools Insurance

Whereas contract works may be essential for tradesmen involved with larger construction enterprises, the smaller outfit or one man band may not need such cover. However, every tradesman knows that without his tools, he is without the ability to earn a living, so it is imperative that the tools of your trade are covered for such eventualities as theft or accidental damage.

Tools cover normally has to be attached to your main business liabilities insurance, however, we are delighted to announce a new Stand Alone Tools Insurance Policy.

Cover Options:

  • £2,500 Tools cover.
  • 100% Cover when left overnight in your vehicle.
  • Up to £2,500 claim value for a single item.
  • 100% Cover all night when working at clients premises.

For a competitive no-obligation quote, or for further information, talk to our Tradesman and Contractors Insurance team today on 02476 437 600, or alternatively request a quote online by clicking Tradesman Insurance today.

DID YOU KNOW? You could SAVE UP TO 25% by calling & allowing us to personalise your Tradesman & Contractors Insurance cover specific to your needs!

Below are just a selection of the trades for which we are insurance specialists

  • Artexers
  • Bricklayers
  • Carpenters and Joiners
  • Demolition Workers
  • Diamond Drillers
  • Dry Liners
  • Electricians
  • Floorers
  • Fencers
  • Gardeners
  • Glaziers
  • Labourers
  • Landscape Gardeners
  • Locksmiths
  • General Builders
  • Groundworkers
  • Painters and Decorators
  • Paviors
  • Plasterers Plumbers
  • Roofers
  • Scaffolders
  • Shop Fitters
  • Steel Erectors
  • Tilers
  • Window Fitters

Some useful tips for all tradesmen and contractors requiring insurance:

1. If you are self employed, it may be worth considering taking out some personal accident / sickness insurance. If for some reason you are unable to work, the bills still have to be paid so this insurance can give you that extra peace of mind. Please call us for more details.

2. It has been reiterated in the press recently that the word ‘rogue’, is not just a term given to poor tradesmen, but also to members of the public who refuse for whatever reason to pay for the work done. For a small business, this in itself can be nothing short of crippling, but the thought of the legal fees involved to try to reclaim this money could essentially send a business under. We can obtain policies to cover such legal fees should the worst happen.

3. Don’t forget, we at Peacock can arrange cover for all types of commercial insurance, so why not give us a call when your van, truck or fleet policies are due for renewal. Policies available via our panel of insurers for all types of trades, including those using heat. Cover is available for liability Insurance, owned or hired in plant, tools and accident sickness & unemployment cover. Policies are aimed at the sole trader or small business in the Building and Allied Trades. A No claims discount facility is also available on some policies.

For a competitive no-obligation quote, or for further information, talk to our Tradesman and Contractors Insurance team today on 02476 437 600, or alternatively request a quote online by clicking Tradesman Insurance today.

DID YOU KNOW? You could SAVE UP TO 25% by calling & allowing us to personalise your Tradesman & Contractors Insurance cover specific to your needs!

WHat are you waiting for?
get your instant online quote now

OUR CUSTOMERS US

'"Great Customer service from Peacock Insurance. I would highly recommend."'
Anonymous
'"Received documents straight away via email. Call was dealt with all good and sales person was very knowledgeable about the policy. Very happy with the service."'
Christopher Warren
'"Sales person who set up the policy was brilliant and their knowledge about the policy was very good. "'
Jennifer Dixon

OUR CUSTOMERS US

'"Received documents quickly via email. Policy set up call was dealt with very efficiently and sales person was quite knowlegeable about the policy. "'
Gillian Rapley
'"Received documents after a couple of days in the post. Sales person dealt with the policy set up fine. "'
Majad Latif
'"Call was dealt with very well and sales person was quite knowlegeable. "'
Janice Wilson
NOT WHAT YOU ARE LOOKING FOR?

SEE WHAT OTHER TYPES OF TRADESMAN & CONTRACTORS INSURANCES WE OFFER