Public House Insurance

Pub Insurance policies are specially designed to meet your exact Public House Insurance needs.

At Peacock we understand that running a public house is not just a job but a way of life 24 hours a day 7 days a week. We appreciate that the last thing you need is to spend hours dealing with insurance matters. That’s why we only use a panel of specialist, high profile insurers with comprehensive policies and most importantly, fast, efficient claims handling services because let’s face it, if you need to make a claim the most important thing for you is to keep the business running efficiently.

Whether you are a freeholder, leaseholder or tenant; run a public house, wine bar, inn, bar, bistro, small village pub to national chains of city pubs we can obtain the perfect insurance policy for you tailored specifically to your needs. Quality cover for single or multiple licensed premises with or without restaurants, letting rooms or entertainments, dance floors and also those pubs which charge an entry fee is available at incredibly competitive premiums.

Competitive premiums will save you money and our experienced insurance team will save you time. We go to the leading UK’s insurers on your behalf, leaving you safe in the knowledge that you’ll get the cover you need at the right price, without the hassle of ringing around. We pride ourselves in taking the time to fully understand our client’s needs, ensuring you get the right policy for your business.

For a competitive no-obligation quote, or for further information, talk to our Pub Insurance team today on 02476 437 646, or alternatively request a quote online today.

DID YOU KNOW? You could SAVE UP TO 25% by calling & allowing us to personalise your Public House Insurance cover specific to your needs!

Why choose Peacock for your Public House Insurance?

• Professional, personal service with experienced staff
• Competitive premiums from our panel of leading Pub insurers
• Option of inclusive legal cover
• Monthly payment options
• Claims management service
• Introductory discounts available for new businesses
• Tailor made policies to cater for every type of Public House

Typical and standard public house insurance policy features:-

• Employers liability
• Public Liability
• Material Damage
• Products Liability
• Business Interruption

Additional extra policy features include:

• Legal expenses
• Loss of licence
• Money on premises / in transit
• Assault / Personal injury
• Buildings with optional subsidence cover
• All risks cover
• Theft by employees
• Computer breakdown
• Fixed glass and sanitary fittings, external signs

Some useful tips when choosing a Pub Insurance Policy:

1 – You may reduce your premiums significantly by considering adding a voluntary excess onto the policy. This is the amount you would have to contribute in the event of a claim and is on top of any compulsory policy excess.

2 – Always consider very carefully your sums insured e.g. under the material damages section of your policy. If you are insured for £10,000 worth of stock and you have a fire at a seasonal time such as Christmas when you will be carrying a lot more stock, you will only be paid out for the sum insured. Remember it is far better to be over insured rather than under insured.

3 – It is worth remembering that different insurers’ policies vary in cover, sums insured and exclusions etc. Some insurers cover as standard risks that are an optional extra with others. It always important to read the policy booklet before you take the policy out to see exactly what is covered. Alternatively our knowledgeable staff can help you with this information.