Specialist Insurance for Bouncy Castle & Inflatable Hirers
Arrange specialist business insurance for bouncy castles, inflatable slides, obstacle courses and other inflatable hire equipment through Peacock Insurance.
- Public Liability options
- Employers’ Liability options
- Cover for eligible inflatable equipment
- Specialist schemes for inflatable hirers
What is Bouncy Castle Insurance?
Bouncy Castle Insurance, also commonly described as Inflatable Hire Insurance, is commercial insurance designed for businesses that own and hire out inflatable play equipment. Rather than being one single cover, it can combine several types of protection around the way an inflatable hire business operates.
A typical business may transport equipment to a customer’s premises, set it up, operate or supervise it, collect it afterwards and store it between hires. This can create liability exposures as well as financial exposure if valuable equipment is lost or damaged.
Peacock has access to specialist schemes for hirers and operators of inflatable play equipment. Current cover options can include Public Liability, Employers’ Liability and protection against insured loss or damage to eligible equipment, subject to the insurer’s terms and underwriting.
What insurance can an inflatable hire business need?
The appropriate policy depends on your activities, equipment and workforce. These are some of the main covers commonly considered by inflatable hirers.
Public Liability Insurance
Public Liability can protect your business against insured claims made by customers or other third parties following injury or property damage connected with your business activities.
For an inflatable hirer, a claim might arise from an allegation involving the set-up, use or operation of equipment supplied by the business.
- Different indemnity limits may be available.
- Customers or venues may require a particular liability limit.
- Policy conditions around operation and supervision must be followed.
Employers’ Liability Insurance
Employers’ Liability can protect against insured employee injury or illness claims. Most UK businesses that employ people are legally required to hold Employers’ Liability Insurance, subject to limited exemptions.
This can be relevant where you use permanent employees, seasonal staff or casual workers to deliver, set up, operate or collect equipment.
- Most employers are legally required to hold cover.
- Employment status should be disclosed accurately.
- Casual or temporary staff can still affect your requirements.
Inflatable Equipment Cover
Your inflatables can represent a substantial investment. Depending on the policy selected, cover can be considered for insured loss or damage to eligible owned inflatable equipment.
Peacock’s existing inflatable insurance proposition also refers to material damage risks such as theft, accidental damage and malicious damage, subject to policy terms.
- Use realistic replacement values when selecting sums insured.
- Check storage and security conditions carefully.
- Individual item limits and excesses may apply.
Goods in Transit / Associated Equipment
Depending on the scheme, cover may also be available for eligible equipment while being transported, together with associated hire equipment used as part of your operation.
Always check exactly what property is insured, when transit cover applies and whether there are restrictions around unattended vehicles or overnight storage.
- Transit and storage conditions can vary between insurers.
- Associated equipment must be declared where required.
- Cover remains subject to the quotation and policy wording.
What types of inflatable equipment can be considered?
Peacock’s current specialist bouncy castle insurance page lists a broad range of inflatable and leisure attractions that its schemes can consider. Exact acceptance depends on the insurer, the equipment and how it is used.
If your business supplies equipment that is not shown here, include it when requesting a quote. Do not assume that an activity is covered simply because it is commonly used alongside inflatable hire equipment.
Get a Quote for Your Equipment →Safe operation matters as much as having insurance
Insurance does not replace the health and safety responsibilities that apply when inflatable equipment is supplied, hired or operated commercially.
Inspection & certification
HSE guidance says owners or those making play inflatables available for use are responsible for appropriate initial testing and annual inspection by a competent person. PIPA and ADIPS are recognised inspection schemes.
Wind monitoring
HSE guidance states that play inflatables should not be operated above 24 mph (38 km/h) winds, and some manufacturers specify a lower limit. An anemometer should be used outdoors.
Anchoring & set-up
All required anchor points should be used and the equipment should be set up in accordance with the manufacturer’s operating instructions, taking the ground surface and surrounding hazards into account.
Supervision & operation
Safe-use instructions, user limits and ongoing supervision should be followed. Operators should continue checking the inflatable and its anchoring while it is available for use.
What can affect the cost of Bouncy Castle Insurance?
Premiums are determined by the insurer after considering the characteristics of the individual business and the cover requested.
Why choose Peacock?
Peacock arranges commercial insurance for leisure businesses and has access to specialist schemes for inflatable hirers and operators.
How to get a quote
Provide details of your equipment, turnover, workforce, activities and the cover you need.
The details can be considered against suitable insurer schemes available to Peacock.
Check the premium, limits, terms, conditions and exclusions before deciding whether to proceed.
What our customers say
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Bouncy Castle Insurance FAQs
Common questions about insurance for UK bouncy castle and inflatable hire businesses.
What insurance does a bouncy castle hire business need?
Is Public Liability Insurance compulsory for bouncy castle hirers?
Does Bouncy Castle Insurance cover damage to my inflatables?
Can I insure inflatable slides and obstacle courses as well as bouncy castles?
Do bouncy castles need annual safety inspections?
What is the maximum safe wind speed for a bouncy castle?
Can I get Bouncy Castle Insurance if I employ casual staff?
Does this policy cover someone hiring a bouncy castle for a private party?
Can same-day cover be arranged?
Get a quote for your inflatable hire business
Tell us about your bouncy castles, inflatable attractions, business activities and the cover you need to start your quotation.
Get a Quote Today →