9 February 2022
New Year, New Cover

New Year, New Cover

New Year Resolutions

New Year, New Cover.

We all like to use the new year as an opportunity to set goals, achieve our dreams or quit bad habits.

Is your new year resolution to save money, start your own business or make more time for holidays? Do you have the right insurance cover to help with all of your goals? Whatever your aspirations, the new year is the perfect time to review and assess your insurance needs.

Peacock Insurance Services can help you to review and update your cover for 2022. Follow our useful New Year Resolutions – New Year, New Cover checklist below to make sure all of your insurance needs are covered in 2022.

1. Keep a diary of renewal dates

Make a list of all of the insurance covers you currently have for your personal and business needs.

Check when they are due for renewal.

Make a record of the dates. Whether it’s electronically or manually, make a diary for around three weeks before your renewal date to remind you that your insurance policy is due.

Save Peacock Insurance Services contact number with your diary and call to get a quote. We can help to find you the cover you need at a low premium by searching a panel of leading insurers saving you both time and money.

2. Update Your Home Buildings and Contents Cover

Did you receive expensive gifts for Christmas such as jewellery or art? Did you get that big screen TV, bicycle or mobile phone you wanted?

When was the last time you added up the cost of replacing all of your contents? The new year is the perfect time to review your home insurance needs. Why not try the following?:

a) Create a list of the contents in each room in your home (don’t forget hallways, bathrooms, kitchens and outbuildings). You’ll be surprised how it soon adds up and how much it costs to replace them.

b) Separate your contents into categories such as valuable items, items you take out of the home and those you keep in outbuildings.

c) Compare your current home insurance policy cover amounts for valuable items, personal possessions away from home, contents in outbuildings and high risk items such as bicycles and mobile phones.

Here at Peacock we can help you to review your home cover whether its contents only or combined with your building insurance making sure you have the security of the right cover whilst saving you money.

3. Plan for your 2022 holiday

Do you own your own touring or static caravan or holiday home? Do you plan to take some much needed time away next year? Have you checked your cover is right for you?

We offer different types of insurance cover for both touring and static caravans and holiday homes from a panel of leading insurers. Our experts will help you to ensure that your 2022 holiday won’t be affected by not having the right cover in place. In addition we can arrange cover for contents, awnings, and caravan and holiday home rental.

Check what cover is right for you with one of our specialists today.

4. Plan for your future business

Are you dreaming of setting up a new business? Do you run a business and want to make sure that you have the right cover so you can continue trading should anything go wrong? Do you have plans to expand your business and need additional security?

Here at Peacock Insurance we can arrange the following different insurance covers to help you achieve your business goals:-

Public Liability

Employers Liability

Motor Trade

Equipment Hirers

Commercial Property Insurance

Property Owners Insurance

Events

Latent Defects Insurance

Insurance Backed Guarantees

Contact us and we will take you through our easy to follow quotation process setting you on your way to obtaining the business cover you need.

5. Schedule a New Year Personal Insurance Review

Schedule a personal insurance review with one of our agents. They will help you to take care of managing your insurance diary. We will then arrange for a specialist to call you back to review your policy requirements for when you need cover or when your policy is due for renewal.

Let Peacock Insurance Services help you with your New Year Resolutions – New Year, New Cover checklist, and start your year with the peace of mind that we will find you the right cover at the right price for any insurance need you have.

Information in this article was correct at time of publishing 19th January 2021

4 September 2015
Landlords Prepare for Influx of Students

Landlords Prepare for Influx of Students

A-level results were announced just a few weeks ago, and by now thousands of students all over the country will have confirmed where they’re going to university come September.

For landlords in student-dominated towns all over the country, that means the traditional yearly changeover, with a new intake of student tenants that have been let loose from mum and dad and are living alone for the first time. How can landlords make sure their properties are prepare for the influx of students, and what steps can they take to ensure a successful tenancy all-round?

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31 August 2015
Landlords to Help Crackdown on Illegal Immigration

Landlords to Help Crackdown on Illegal Immigration

New measures to crack down on illegal immigration in the UK could mean that landlords will be expected to evict tenants that fail asylum applications or lose the right to live in the UK.

Landlords will be given the right to end tenancies without having to worry about obtaining a court order, but only when a tenant has lost the right to live in the UK. Landlords also face having to check a migrant’s status before they agree to a lease – those who don’t, or those who knowingly let properties to illegal immigrants, could face up to five years in prison.

(more…)

10 August 2015
 
 

Landlord Licenses Cause Chaos Around the Country

As the UK government tries to tackle problems within the private housing sector, many councils are considering putting landlord licensing into place, or have already done so. Powers have been devolved to local authorities, which means as it stands there are different rules for landlords depending on where in the UK they let properties – causing chaos for private landlords across the country.

(more…)

22 June 2015
 
 

To DIY or not to DIY? A Guide for Landlords

There are certain things a landlord can fix and others they absolutely shouldn’t attempt. If you own a property, it’s important to understand the difference. To help you out, we’ve put together this landlord’s DIY guide covering what can and can’t be fixed.

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1 May 2015
 
 

Property Investment Terminology, Explained

The private property rental market is booming, yet according to the latest research, landlords remain alarmingly ignorant when it comes to industry terminology. Studies revealed that just 24% of landlords know what ‘return on investment’ means, 26% know what ‘gross yield’ is and just 12% could identify what ‘gross profit’ means. To clear up the confusion, we’ve put together an explanation of some common property investment terminology that every landlord should know.

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27 April 2015
 
 

Landlords and the General Election

The general election is looming and landlords across the nation will be wondering who to vote for. With the British property market booming parties are placing a heavy focus on how to win over homeowners. Yet with all the promises and pledges being thrown around, it can be tricky to decide which way to swing. Need help? We’ve got the lowdown on who’s offering what!

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27 March 2015
 
 

Buy To Let Landlords Enjoy Lucrative Year

British buy to let landlords have had one of the most lucrative years to date, with recent equity gains allowing them to negotiate better mortgage deals.  In fact, according to the latest statistics from the Mortgage Advice Bureau’s Mortgage Search Tracker buy-to-let deposits have increased by 15% over the past 12 months. This bought the national average up to £100,000. The results are better deals for buy-to-let landlords, increased income and the opportunity to expand portfolios.

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2 March 2015
 
 

Top Tips To Get Landlords Through 2015

Rent, property taxes, insuranceRenting out a property can be a lucrative source of income however it doesn’t come without its qualms. From property damage and tenant injuries to expired leases and run-ins with the tax man, staying on top of your affairs means the difference between a smooth ride and a derailed disaster. If you’re a landlord, read on for a curated list of top tips that will help you make it through 2015 with ease.

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20 February 2015
 
 

The Landlords Guide To Renting Furnished Properties

furnished propertyRenting furnished property can be incredibly convenient for both tenants and landlords. Although due to the fact that your own private possessions are involved, it can make things a little more complicated. To help streamline the process we’ve put together a list of handy tips that every landlord renting out a furnished property should consider.

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