Submit a request to amend vehicles on the Motor Insurance Database (MID)

To submit a request to amend vehicles on the Motor Insurance Database (MID) and your policy please click the link below. Once received we will normally process your request the same working day. Please note that by submitting your details we are not confirming that the vehicle is insured. Confirmation will be sent by email. Please note, Insurers may not accept certain vehicle types depending on your circumstances.

What you must tell us

  • Policy Number and/or Surname
  • Business Postcode
  • Vehicle Make
  • Vehicle Model
  • Vehicle Engine size
  • Vehicle Value
  • Vehicle Registration number or Trade Plate
  • Date the vehicle it to be added or removed
  • Whether the vehicle is for Personal or Business use i.e. unsold stock
    • - N.B. Only submit stock vehicles that are in your possession for more than 14 days. Submit a request to amend vehicles on your policy and the MID


    What is the Motor Insurance Database (MID)

    The Motor Insurance Database (MID) was set up by the insurance industry to help combat this crime, and the police are now the MID's biggest customer, making over 3.8 million enquiries per month. The DVLA, with over 1 million enquiry transactions a month in support of their Electronic Vehicle Licensing operation, is the second largest user of the MID. The MID also helps the UK comply with the 4th EU Motor Insurance Directive, which requires that insurance details of all vehicles in member states can be easily accessed by a national information centre. In the UK, this role is carried out by the Motor Insurers' Bureau (MIB) via the UK Information Centre. If your vehicle is privately insured it will have already been entered onto the MID by your insurer. However, if you a commercial policyholder (including fleets, motor traders and taxi firms), YOU are responsible for regularly submitting information about your vehicles to the database.

    CHECK THE MID DATABSE TO SEE IF YOUR VEHICLE IS ADDED

    Click the link below to see if your vehicle has been added. Please note the database can take up to 7 working days to show once it has been updated.

    Click here

    IMPORTANT INFORMATION - PLEASE READ

    MOTOR INSURANCE DATABASE - 4th EU DIRECTIVE

    It is a requirement of the Motor Vehicles (Compulsory Insurance)(Information Centre and Compensation Body) Regulations that you provide to your insurer details of any vehicles covered by your policy for more than 14 days, for inclusion on the Motor Insurance Database (MID). This is a legal obligation and failure to provide this information and keep it up-to-date is a criminal offence and may result in you receiving a prosecution and a fine of up to £5000.

    What you must disclose:
    You, the policyholder, are required by law to notify us (your insurer) of ALL changes of vehicles (additions and deletions) under the following categories:
  • Business and personal vehicles (must be disclosed). You are required to disclose details of all vehicles permanently owned by you (the policyholder). Please note that vehicles owned by spouse's/employees are not covered by this insurance policy and therefore should not be notified to ourselves for the purpose of the MID.
  • You must disclose all trade plate numbers.
  • Details of all vehicles in your possession for sale, which are taxed and will be driven, used or parked on a road or public place.
  • Passing through vehicles (not disclose able)
  • Customer's vehicles in your custody or control for motor trade purposes e.g. Repair / valet / servicing do not need to be disclosed. Please note however that if these are being driven under Trade Plate regulations, that the trade plate must be disclosed.

    All changes of vehicles (additions and deletions) must be notified immediately after the change occurs to allow for the information to be transmitted to and processed by the insurer and the updating of the MID within a reasonable period. Methods of communication Please provide the above information using one of the following options:
  • By telephone on 0845 388 70 15
  • By clicking the link above
  • In writing to - Peacock Insurance, Westhill Lodge, Westhill Road, Coundon, Coventry CV6 2AD
    • The Motor Insurers' Information Centre (MIIC) will be seeking prosecutions of non-compliant policyholders. Please ensure that you keep your information up-to-date.

    Please note that a Motor Trade Road Risks policy does not provide cover for all vehicles or every eventuality and the submission of this information should not be regarded as an acceptance on our part that cover applies in respect of the registration number of the vehicle disclosed.

    Further information regarding the MID can be found on the MIIC website at www.miic.org.uk/fleet/faqs.htm.

    Chief Constable Meredydd Hughes, ACPO Lead for Uniformed Operations, explains how your company's vehicles could be seized if they are not on the MID: "The use of ANPR at the roadside is helping the police to rid the roads of uninsured vehicles. During 2006 around 50,000 vehicles were seized by the police. ANPR teams check against the Police National Computer, the Motor Insurance Database and the DVLA database. If a vehicle is not taxed or insured, reported stolen or lost, or if the keeper of the vehicle is wanted by the police for any other crimes, they will be stopped and further checks will be made. The vehicle will be seized if there are no valid documents, and if proof of ownership or insurance is not produced within 14 days of the seizure, the police have new powers to crush and destroy the vehicle. Company car drivers are also at risk of seizure if the company has not registered the vehicle details on the MID. You, as a fleet vehicle driver, may be inconvenienced by the police if your company has not passed on your vehicle details to the insurance provider. A quick phone call to your Fleet Manager may save you unnecessary hassle at the roadside."

    To find out about Motor Trade Insurance from Peacock Insurance, just call 0845 388 70 15 or visit our quotes page (see below) where you can complete your details online and we'll obtain quotes from a panel of specialist insurers. Our Online quotes are coming soon.

    To start a quote click Motor Trade Insurance.


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    Firm reference Number: 449832
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