Submit a request to amend vehicles on the Motor Insurance Database (MID)


Each Insurer has a different method for you to update the MID. If you are in any doubt as to which insurer you are insured with please refer to your certificate of insurance.

Once the insurer is identified please locate them below and follow the instructions/links to update the MID

Chaucer Insurance

Visit Chaucer Insurance website at: www.chaucer-insurance.co.uk
Once on their site click 'Register' you will need to enter your policy number; also you will need to enter your email address, date of birth & postcode and then follow all instructions. You will need to keep note of your login & password as you will need to follow this procedure each time you wish to add or remove vehicles from the Motor Insurance Database.

MMA Insurance

Visit MMA Insurance website at: www.mma-insurance.com
Once on their site you will need to enter your policy number (this is stated on your statement of fact) also you will need to enter your name & postcode. Then simply enter your vehicle updates. You will need to follow this procedure each time you wish to add or remove vehicles from the Motor Insurance Database.
If you have any problems please call: 0844 902 1000

Aviva Insurance

Visit Aviva Insurance (Motor Trade Solutions ) website at: www.motortradesolutions.co.uk
Once their you will need to enter the relevant information required, and then simply enter your vehicle updates. You will need to follow this procedure each time you wish to add or remove vehicles from the Motor Insurance Database.
If you have any problems please call: 08707 87 87 40

QBE Insurance

All changes must be notified immediately by email. Please advise of any changes / additions to the MID to: midnotification@uk.qbe.com

What you must tell us in the email:
  • Policy Number, Full Name and Correspondence Postcode
  • Vehicle Make & Model
  • Vehicle Engine Size
  • Vehicle Value
  • Vehicle Registration number or Trade Plate
  • Date the vehicle it to be added or removed
  • Whether the vehicle is for Personal or Business use i.e. unsold stock

    • Tradewise Insurance

    Visit Tradewise Insurance website at: www.twonline.co.uk
    Once on their site you must create an account; if you have any problems a detailed demo is available to help you through the process. Please keep a note of your login & password, as you will need to enter these each time you need to add or remove vehicles. (For future reference you will not need to create an account again)

    Tradex Insurance

    Visit Tradex Insurance website at: www.tradexinsurance.co.uk
    Once on their click 'register' this will allow you to register as a Tradex customer. Once you have registered you can use your login & password to enter the website, (for future reference, you will not have to register again).

    All other insurers not listed above

    To submit a request to amend vehicles on the Motor Insurance Database (MID) and your policy please click the link below. Once received we will normally process your request the same working day. Please note that by submitting your details we are not confirming that the vehicle is insured. Confirmation will be sent by email. Please note, Insurers may not accept certain vehicle types depending on your circumstances.

    What you must tell us in the email:
  • Policy Number and/or Surname
  • Business Postcode
  • Vehicle Make
  • Vehicle Model
  • Vehicle Engine size
  • Vehicle Value
  • Vehicle Registration number or Trade Plate
  • Date the vehicle it to be added or removed
  • Whether the vehicle is for Personal or Business use i.e. unsold stock
    • Submit a request to amend vehicles on your policy and the MID




    WHAT IS THE MOTOR INSURANCE DATA BASE(MID)

    The Motor Insurance Database (MID) was set up by the insurance industry to help combat this crime, and the police are now the MID's biggest customer, making over 3.8 million enquiries per month. The DVLA, with over 1 million enquiry transactions a month in support of their Electronic Vehicle Licensing operation, is the second largest user of the MID. The MID also helps the UK comply with the 4th EU Motor Insurance Directive, which requires that insurance details of all vehicles in member states can be easily accessed by a national information centre. In the UK, this role is carried out by the Motor Insurers' Bureau (MIB) via the UK Information Centre. If your vehicle is privately insured it will have already been entered onto the MID by your insurer. However, if you a commercial policyholder (including fleets, motor traders and taxi firms), YOU are responsible for regularly submitting information about your vehicles to the database.

    CHECK THE MID DATBASE TO SEE IF YOUR VEHICLE IS ADDED

    Click the link below to see if your vehicle has been added. Please note the database can take up to 7 working days to show once it has been updated. Click here

    IMPORTANT INFORMATION - PLEASE READ

    MOTOR INSURANCE DATABASE - 4th EU DIRECTIVE

    What is changing?

    From 4th February 2011, legislation requires the registered keeper of a vehicle to ensure insurance cover is maintained at all times, unless a Statutory Off Road Notification (SORN) has been made. If a vehicle is not on the Motor Insurance Database (MID), incorrect details are held or a SORN has not been declared, the registered keeper could face a penalty. The Motor Insurers Bureau (MIB) and Driver and Vehicle Licensing Agency (DVLA) will work in partnership to identify uninsured vehicles by comparing the DVLA vehicle records against those held on the MID. Registered keepers will be sent Insurance Advisory Letters highlighting that their vehicle(s) appear to be uninsured and warning they may be fined unless they take action. If keepers fail to comply with the advice set out in the letters they could face:

  • a fixed penalty notice of £100
  • their vehicle(s) being clamped, seized and disposed of
  • a court prosecution with a maximum fine of £1,000

    • To avoid any of these outcomes, please continue to ensure you advise us of any vehicle changes immdeidalty.

    What you must disclose:
    You, the policyholder, are required by law to notify us (your insurer) of ALL changes of vehicles (additions and deletions) under the following categories:
  • Business and personal vehicles (must be disclosed). You are required to disclose details of all vehicles permanently owned by you (the policyholder). Please note that vehicles owned by spouse's/employees are not covered by this insurance policy and therefore should not be notified to ourselves for the purpose of the MID.
  • You must disclose all trade plate numbers.
  • Details of all vehicles in your possession for sale, which are taxed and will be driven, used or parked on a road or public place.
  • Passing through vehicles (not disclose able)
  • Customer's vehicles in your custody or control for motor trade purposes e.g. Repair / valet / servicing do not need to be disclosed. Please note however that if these are being driven under Trade Plate regulations, that the trade plate must be disclosed.

    All changes of vehicles (additions and deletions) must be notified immediately after the change occurs to allow for the information to be transmitted to and processed by the insurer and the updating of the MID within a reasonable period. Methods of communication Please provide the above information using one of the following options:

  • By telephone on 0845 388 70 15
  • By clicking the link above

    • Please note that a Motor Trade Road Risks policy does not provide cover for all vehicles or every eventuality and the submission of this information should not be regarded as an acceptance on our part that cover applies in respect of the registration number of the vehicle disclosed.

    Further information regarding the MID can be found on the MIB website at Motor Insurance Bureau - MID information

    To find out about Motor Trade Insurance from Peacock Insurance, just call 0845 388 70 15 or visit our quotes page (see below) where you can complete your details online and we'll obtain quotes from a panel of specialist insurers. Our Online quotes are coming soon.

    To start a quote click Motor Trade Insurance.


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